Lightning Payment Compliance Playbook (Premium Guide)

https://api.lightningenable.com/api/l402/content/lightning-payment-compliance

Regulatory and compliance guide for platforms accepting Lightning payments. MSB / MTL (US), MiCA (EU) post-enforcement reality, custody models, KYB / KYC, transaction monitoring, tax (incl. Form 1099-DA), SOC2 / PCI-DSS, ToS templates, payment processor evaluation.

57
reliability

Reliability & health

Uptime and response time from our own unpaid probes, plus the reliability score built from them.

7 days 30 days

Uptime

100.0% avg
0% 50% 100% Sun 6 AMTue 5 AMFri 6 AMSun 4 AM

Response time

p50 164ms · p95 261ms
0ms 300ms 600ms Sun 6 AMTue 5 AMFri 6 AMSun 4 AM
Data table
Reliability history per time bucket over the last 7 days (hourly).
Bucket Uptime Probes Response time
8/23/2026, 6:00:00 AM 100% 1 146ms
8/23/2026, 7:00:00 AM 100% 1 143ms
8/23/2026, 8:00:00 AM 100% 1 144ms
8/23/2026, 10:00:00 AM 100% 1 167ms
8/23/2026, 11:00:00 AM 100% 1 198ms
8/23/2026, 12:00:00 PM 100% 1 157ms
8/23/2026, 1:00:00 PM 100% 1 170ms
8/23/2026, 2:00:00 PM 100% 1 149ms
8/23/2026, 3:00:00 PM 100% 1 144ms
8/23/2026, 4:00:00 PM 100% 1 142ms
8/23/2026, 6:00:00 PM 100% 1 149ms
8/23/2026, 7:00:00 PM 100% 1 137ms
8/23/2026, 8:00:00 PM 100% 1 142ms
8/23/2026, 9:00:00 PM 100% 1 167ms
8/23/2026, 10:00:00 PM 100% 1 358ms
8/23/2026, 11:00:00 PM 100% 1 153ms
8/24/2026, 1:00:00 AM 100% 1 165ms
8/24/2026, 2:00:00 AM 100% 1 158ms
8/24/2026, 3:00:00 AM 100% 1 180ms
8/24/2026, 4:00:00 AM 100% 1 195ms
8/24/2026, 5:00:00 AM 100% 1 159ms
8/24/2026, 6:00:00 AM 100% 1 144ms
8/24/2026, 8:00:00 AM 100% 1 147ms
8/24/2026, 9:00:00 AM 100% 1 135ms
8/24/2026, 10:00:00 AM 100% 1 144ms
8/24/2026, 11:00:00 AM 100% 1 157ms
8/24/2026, 12:00:00 PM 100% 1 145ms
8/24/2026, 1:00:00 PM 100% 1 165ms
8/24/2026, 3:00:00 PM 100% 1 164ms
8/24/2026, 4:00:00 PM 100% 1 207ms
8/24/2026, 5:00:00 PM 100% 1 180ms
8/24/2026, 6:00:00 PM 100% 1 170ms
8/24/2026, 7:00:00 PM 100% 1 185ms
8/24/2026, 8:00:00 PM 100% 1 197ms
8/24/2026, 10:00:00 PM 100% 1 180ms
8/24/2026, 11:00:00 PM 100% 1 166ms
8/25/2026, 12:00:00 AM 100% 1 260ms
8/25/2026, 1:00:00 AM 100% 1 181ms
8/25/2026, 2:00:00 AM 100% 1 332ms
8/25/2026, 3:00:00 AM 100% 1 163ms
8/25/2026, 5:00:00 AM 100% 1 161ms
8/25/2026, 6:00:00 AM 100% 1 186ms
8/25/2026, 7:00:00 AM 100% 1 251ms
8/25/2026, 8:00:00 AM 100% 1 217ms
8/25/2026, 9:00:00 AM 100% 1 471ms
8/25/2026, 10:00:00 AM 100% 1 196ms
8/25/2026, 12:00:00 PM 100% 1 192ms
8/25/2026, 1:00:00 PM 100% 1 212ms
8/25/2026, 4:00:00 PM 100% 1 217ms
8/25/2026, 7:00:00 PM 100% 1 150ms
8/25/2026, 9:00:00 PM 100% 1 156ms
8/26/2026, 12:00:00 AM 100% 1 145ms
8/26/2026, 3:00:00 AM 100% 1 148ms
8/26/2026, 5:00:00 AM 100% 1 221ms
8/26/2026, 8:00:00 AM 100% 1 170ms
8/26/2026, 10:00:00 AM 100% 1 209ms
8/26/2026, 1:00:00 PM 100% 1 210ms
8/26/2026, 4:00:00 PM 100% 1 206ms
8/26/2026, 6:00:00 PM 100% 1 155ms
8/26/2026, 9:00:00 PM 100% 1 178ms
8/26/2026, 11:00:00 PM 100% 1 186ms
8/27/2026, 2:00:00 AM 100% 1 594ms
8/27/2026, 5:00:00 AM 100% 1 153ms
8/27/2026, 7:00:00 AM 100% 1 196ms
8/27/2026, 10:00:00 AM 100% 1 149ms
8/27/2026, 1:00:00 PM 100% 1 188ms
8/27/2026, 3:00:00 PM 100% 1 367ms
8/27/2026, 4:00:00 PM 100% 1 173ms
8/27/2026, 5:00:00 PM 100% 1 159ms
8/27/2026, 6:00:00 PM 100% 1 182ms
8/27/2026, 7:00:00 PM 100% 1 151ms
8/27/2026, 9:00:00 PM 100% 1 288ms
8/27/2026, 10:00:00 PM 100% 1 181ms
8/27/2026, 11:00:00 PM 100% 1 149ms
8/28/2026, 12:00:00 AM 100% 1 186ms
8/28/2026, 1:00:00 AM 100% 1 153ms
8/28/2026, 2:00:00 AM 100% 1 161ms
8/28/2026, 3:00:00 AM 100% 1 149ms
8/28/2026, 4:00:00 AM 100% 1 168ms
8/28/2026, 6:00:00 AM 100% 1 175ms
8/28/2026, 7:00:00 AM 100% 1 153ms
8/28/2026, 8:00:00 AM 100% 1 166ms
8/28/2026, 9:00:00 AM 100% 1 154ms
8/28/2026, 10:00:00 AM 100% 1 163ms
8/28/2026, 11:00:00 AM 100% 1 200ms
8/28/2026, 12:00:00 PM 100% 1 156ms
8/28/2026, 2:00:00 PM 100% 1 159ms
8/28/2026, 3:00:00 PM 100% 1 151ms
8/28/2026, 4:00:00 PM 100% 1 175ms
8/28/2026, 5:00:00 PM 100% 1 173ms
8/28/2026, 6:00:00 PM 100% 1 156ms
8/28/2026, 8:00:00 PM 100% 1 169ms
8/28/2026, 9:00:00 PM 100% 1 247ms
8/28/2026, 10:00:00 PM 100% 1 178ms
8/28/2026, 11:00:00 PM 100% 1 141ms
8/29/2026, 12:00:00 AM 100% 1 152ms
8/29/2026, 1:00:00 AM 100% 1 152ms
8/29/2026, 3:00:00 AM 100% 1 157ms
8/29/2026, 4:00:00 AM 100% 1 153ms
8/29/2026, 5:00:00 AM 100% 1 157ms
8/29/2026, 6:00:00 AM 100% 1 138ms
8/29/2026, 7:00:00 AM 100% 1 129ms
8/29/2026, 8:00:00 AM 100% 1 140ms
8/29/2026, 10:00:00 AM 100% 1 142ms
8/29/2026, 11:00:00 AM 100% 1 134ms
8/29/2026, 12:00:00 PM 100% 1 164ms
8/29/2026, 1:00:00 PM 100% 1 154ms
8/29/2026, 2:00:00 PM 100% 1 139ms
8/29/2026, 3:00:00 PM 100% 1 196ms
8/29/2026, 5:00:00 PM 100% 1 170ms
8/29/2026, 6:00:00 PM 100% 1 186ms
8/29/2026, 7:00:00 PM 100% 1 147ms
8/29/2026, 8:00:00 PM 100% 1 151ms
8/29/2026, 9:00:00 PM 100% 1 140ms
8/29/2026, 10:00:00 PM 100% 1 143ms
8/30/2026, 12:00:00 AM 100% 1 141ms
8/30/2026, 1:00:00 AM 100% 1 171ms
8/30/2026, 2:00:00 AM 100% 1 147ms
8/30/2026, 3:00:00 AM 100% 1 208ms
8/30/2026, 4:00:00 AM 100% 1 222ms
57
Composite reliability — the weighted average of the dimensions below, on a 0–100 scale.
Availability
100

How often it was reachable when we probed it (weight 35%).

Latency
100

How quickly it answers when it is up — fast scores high (weight 20%).

Security
100

Whether it serves over working TLS / https (weight 15%).

Transparency
36

Whether the operator disclosed what it does — description, schema, identity (weight 15%).

Activity
not yet measured

Observed on-chain payments to this endpoint's wallet — transactions, volume, and distinct paying wallets over the last month (weight 15%; not yet measured when we have not seen its wallet settle).

Confidence 100% — how much probe evidence backs this score. A thin history is flagged, not hidden.

See the scoring methodology for exactly how each number is computed.

Payment

Currencies
BTC
Networks
lightning
Facilitator
unknown
SDK
unknown

Operator

Company
inferred — unknown
Jurisdiction
—
Registrar
NameCheap, Inc.
Domain registered
2026-01-04
Hosting network
MSFT
Hosting country
—

Operator context is derived from public RDAP/TLS records and unverified. Company and country are only available for endpoints that publish them (an OV/EV TLS certificate or a non-redacted domain record); most endpoints are CDN-fronted and disclose neither.