api.ibanforge.com

{
  "oneOf": [
    {
      "allOf": [
        {
          "$ref": "#/components/schemas/IBANValidationResult"
        },
        {
          "properties": {
            "compliance": {
              "$ref": "#/components/schemas/ComplianceResult"
            },
            "meta": {
              "description": "Provenance and scope of the verdict. Read it before acting on `compliance`: it names what was screened and, more importantly, what was not.",
              "properties": {
                "country_risk_as_of": {
                  "description": "Review date of the editorial country-risk axis.",
                  "example": "2026-07",
                  "type": "string"
                },
                "country_risk_scope": {
                  "description": "Why `risk_indicators.country_risk` and `compliance.sanctions.fatf_status` may disagree: they are two separate axes, each with its own review date, not two spellings of one.",
                  "type": "string"
                },
                "disclaimer": {
                  "description": "The limits of the answer in plain words. Informational triage, not a regulated AML/CFT product.",
                  "type": "string"
                },
                "fatf_as_of": {
                  "description": "The FATF plenary the jurisdiction flag comes from.",
                  "example": "2026-06",
                  "type": "string"
                },
                "sanctions_as_of": {
                  "description": "When the sanctions data was last refreshed.",
                  "type": "string"
                },
                "scope": {
                  "description": "What the screen covered. \"bank_bic_only\" means the holding institution, never the beneficiary name.",
                  "example": "bank_bic_only",
                  "type": "string"
                },
                "sources": {
                  "description": "The lists and registers consulted.",
                  "example": "EU,OFAC,UN,FATF,EPC-SCT,EPC-SCT_INST,EPC-SDD",
                  "type": "string"
                }
              },
              "required": [
                "scope",
                "disclaimer"
              ],
              "type": "object"
            }
          },
          "required": [
            "compliance",
            "meta"
          ],
          "type": "object"
        }
      ]
    },
    {
      "$ref": "#/components/schemas/BicComplianceResponse"
    }
  ]
}