intel.opusai.work

https://intel.opusai.work/v1/lending-bench

Shares a payout wallet with 4 other endpoints — its adoption is attributed from that shared wallet's traffic, not earned exclusively.

Aggregate configuration and loss statistics for the Morpho Blue lending venue: LLTV practice by collateral class, curator fee distribution, utilization percentiles, and marked bad debt against realised loss - figures that differ by orders of magnitude and are routinely conflated. Computed across 5,000+ markets and 900+ vaults from daily observations. Population statistics only; no curator, vault or market is identified.

58
reliability

Reliability & health

Uptime and response time from our own unpaid probes, plus the reliability score built from them.

Uptime

97.4% avg
0% 50% 100% Tue 7 PMFri 12 AMSun 2 AMTue 5 PM

Response time

p50 215ms · p95 297ms
0ms 250ms 500ms Tue 7 PMFri 12 AMSun 2 AMTue 5 PM
Data table
Reliability history per time bucket over the last 7 days (hourly).
Bucket Uptime Probes Response time
9/29/2026, 7:00:00 PM 100% 1 214ms
9/29/2026, 9:00:00 PM 100% 1 205ms
9/29/2026, 11:00:00 PM 100% 1 230ms
9/30/2026, 2:00:00 AM 100% 1 408ms
9/30/2026, 4:00:00 AM 100% 1 215ms
9/30/2026, 6:00:00 AM 100% 1 198ms
9/30/2026, 8:00:00 AM 100% 1 220ms
9/30/2026, 10:00:00 AM 100% 1 226ms
9/30/2026, 12:00:00 PM 100% 1 238ms
9/30/2026, 2:00:00 PM 100% 1 212ms
9/30/2026, 4:00:00 PM 100% 1 215ms
9/30/2026, 6:00:00 PM 100% 1 208ms
9/30/2026, 8:00:00 PM 100% 1 223ms
9/30/2026, 10:00:00 PM 100% 1 188ms
10/1/2026, 12:00:00 AM 100% 1 252ms
10/1/2026, 2:00:00 AM 100% 1 219ms
10/1/2026, 4:00:00 AM 100% 1 207ms
10/1/2026, 6:00:00 AM 100% 1 198ms
10/1/2026, 8:00:00 AM 100% 1 213ms
10/1/2026, 10:00:00 AM 100% 1 226ms
10/1/2026, 12:00:00 PM 100% 1 220ms
10/1/2026, 2:00:00 PM 100% 1 213ms
10/1/2026, 4:00:00 PM 100% 1 440ms
10/1/2026, 6:00:00 PM 100% 1 260ms
10/1/2026, 8:00:00 PM 100% 1 291ms
10/1/2026, 10:00:00 PM 100% 1 244ms
10/2/2026, 12:00:00 AM 100% 1 229ms
10/2/2026, 2:00:00 AM 100% 1 228ms
10/2/2026, 4:00:00 AM 100% 1 212ms
10/2/2026, 6:00:00 AM 100% 1 317ms
10/2/2026, 8:00:00 AM 100% 1 227ms
10/2/2026, 10:00:00 AM 100% 1 205ms
10/2/2026, 12:00:00 PM 100% 1 246ms
10/2/2026, 2:00:00 PM 100% 1 255ms
10/2/2026, 4:00:00 PM 100% 1 218ms
10/2/2026, 6:00:00 PM 100% 1 213ms
10/2/2026, 8:00:00 PM 100% 1 234ms
10/2/2026, 11:00:00 PM 100% 1 231ms
10/3/2026, 12:00:00 AM 100% 1 209ms
10/3/2026, 2:00:00 AM 100% 1 199ms
10/3/2026, 4:00:00 AM 100% 1 212ms
10/3/2026, 6:00:00 AM 100% 1 224ms
10/3/2026, 8:00:00 AM 100% 1 215ms
10/3/2026, 10:00:00 AM 100% 1 210ms
10/3/2026, 12:00:00 PM 100% 1 205ms
10/3/2026, 2:00:00 PM 100% 1 212ms
10/3/2026, 4:00:00 PM 0% 1 —
10/3/2026, 6:00:00 PM 0% 1 —
10/3/2026, 8:00:00 PM 100% 1 203ms
10/3/2026, 11:00:00 PM 100% 1 231ms
10/4/2026, 1:00:00 AM 100% 1 231ms
10/4/2026, 2:00:00 AM 100% 1 201ms
10/4/2026, 4:00:00 AM 100% 1 215ms
10/4/2026, 6:00:00 AM 100% 1 210ms
10/4/2026, 8:00:00 AM 100% 1 219ms
10/4/2026, 1:00:00 PM 100% 1 216ms
10/4/2026, 3:00:00 PM 100% 1 206ms
10/4/2026, 5:00:00 PM 100% 1 201ms
10/4/2026, 7:00:00 PM 100% 1 210ms
10/4/2026, 9:00:00 PM 100% 1 252ms
10/5/2026, 2:00:00 AM 100% 1 214ms
10/5/2026, 7:00:00 AM 100% 1 76ms
10/5/2026, 9:00:00 AM 100% 1 235ms
10/5/2026, 10:00:00 AM 100% 1 235ms
10/5/2026, 1:00:00 PM 100% 1 212ms
10/5/2026, 2:00:00 PM 100% 1 206ms
10/5/2026, 4:00:00 PM 100% 1 84ms
10/5/2026, 5:00:00 PM 100% 1 215ms
10/5/2026, 7:00:00 PM 100% 1 222ms
10/5/2026, 9:00:00 PM 100% 1 265ms
10/5/2026, 11:00:00 PM 100% 1 218ms
10/6/2026, 1:00:00 AM 100% 1 458ms
10/6/2026, 2:00:00 AM 100% 1 242ms
10/6/2026, 5:00:00 AM 100% 1 208ms
10/6/2026, 11:00:00 AM 100% 1 203ms
10/6/2026, 1:00:00 PM 100% 1 232ms
10/6/2026, 3:00:00 PM 100% 1 210ms
10/6/2026, 5:00:00 PM 100% 1 76ms
58
Composite reliability — the weighted average of the dimensions below, on a 0–100 scale.
Availability
93

How often it was reachable when we probed it (weight 35%).

Latency
100

How quickly it answers when it is up — fast scores high (weight 20%).

Security
100

Whether it serves over working TLS / https (weight 15%).

Transparency
61

Whether the operator disclosed what it does — description, schema, identity (weight 15%).

Activity
2

Observed on-chain payments to this endpoint's wallet — transactions, volume, and distinct paying wallets over the last month (weight 15%; not yet measured when we have not seen its wallet settle).

Confidence 100% — how much probe evidence backs this score. A thin history is flagged, not hidden.

See the scoring methodology for exactly how each number is computed.

Payment

Currencies
USDC
Networks
base
Facilitator
unknown
SDK
unknown

Operator

Company
inferred — unknown
Jurisdiction
—
Registrar
Cloudflare, Inc.
Domain registered
2026-09-17
Hosting network
CLOUDFLARENET
Hosting country
—

Operator context is derived from public RDAP/TLS records and unverified. Company and country are only available for endpoints that publish them (an OV/EV TLS certificate or a non-redacted domain record); most endpoints are CDN-fronted and disclose neither.

On-chain activity (base)

10
payments (30d)
0.25
USD volume (30d)
3
paying wallets (30d)

Payments per day

last payment 9/21/2026
0 4 8 Sep 17Sep 19Sep 21
Data table
Settled payments per day.
Day Payments Volume (USD) Paying wallets
9/17/2026 1 0.02 1
9/19/2026 8 0.18 2
9/21/2026 1 0.05 1

This payout wallet is shared: figures cover all 5 endpoints paid at it, since payments cannot be attributed to one of them. Only payments settled on chains and facilitators we index.

Response schema
{
  "properties": {
    "blocks": {
      "description": "Block height per chain at which the parameters were read. This is the citation: the same query at the same block returns the same answer to anyone.",
      "type": "object"
    },
    "chains": {
      "items": {
        "type": "string"
      },
      "type": "array"
    },
    "coverage": {
      "description": "Markets, vaults and supply covered, and how many days observed. Distinguishes markets reachable from the watched vaults from those actually funded: every statistic describes funded markets only, because an empty market has no lending practice to describe and most markets on a permissionless venue are empty.",
      "type": "object"
    },
    "disclaimer": {
      "type": "string"
    },
    "fee_norms": {
      "description": "Fee percentiles and median timelock across fee-charging vaults, and separately the per-market fee Morpho Blue itself carries.",
      "type": "object"
    },
    "lltv_practice_by_collateral_class": {
      "description": "Liquidation LTV percentiles grouped by collateral class (stablecoin, tokenized_commodity, major_crypto, liquid_staking, pendle_pt). Shows how LLTV is set against collateral of differing volatility.",
      "type": "object"
    },
    "method": {
      "type": "object"
    },
    "not_included": {
      "description": "Sections this feed used to carry and no longer does, each with the reason. Present so a gap is answered in the payload rather than discovered.",
      "type": "object"
    },
    "shared_dependencies": {
      "description": "How many distinct oracle and interest-rate-model contracts the population relies on, and how concentrated that reliance is. Read from each market's own parameters. No contract is named and none is judged. The two concentrate very differently on this venue, which is the point of reporting them separately.",
      "type": "object"
    },
    "utilization": {
      "type": "object"
    },
    "venue": {
      "example": "morpho_blue",
      "type": "string"
    }
  },
  "required": [
    "venue",
    "coverage",
    "lltv_practice_by_collateral_class",
    "method"
  ],
  "type": "object"
}