api402x.com

https://api402x.com/lending-depeg-exposure

Shares a payout wallet with 18 other endpoints — its adoption is attributed from that shared wallet's traffic, not earned exclusively.

Measures an Aave V3 position's exposure to a risk Aave's own health factor structurally cannot show. Aave prices wstETH as (wstETH/stETH rate) x (ETH/USD) with stETH pinned to ETH at exactly 1:1, so a stETH secondary-market depeg does not move the published health factor at all. This route reads the position, independently recomputes the health factor from per-asset collateral, debt and liquidation thresholds (including any e-mode override), verifies that recomputation reproduces Aave's own number, and then answers the question Aave does not: at what stETH depeg does this position reach liquidation. Why pay instead of reading it yourself: getUserAccountData alone cannot answer it -- the aggregate hides which assets back the position -- and a naive recompute that ignores e-mode or the collateral flags produces a confidently wrong number. Positions holding no wstETH are reported as not exposed rather than forced into a score. Required query parameters: chain and borrower.

57
reliability

Reliability & health

Uptime and response time from our own unpaid probes, plus the reliability score built from them.

7 days 30 days

Uptime

96.2% avg
0% 50% 100% Fri 1 AMTue 4 AMWed 10 AMThu 4 PM

Response time

p50 100ms · p95 284ms
0ms 250ms 500ms Fri 1 AMTue 4 AMWed 10 AMThu 4 PM
Data table
Reliability history per time bucket over the last 7 days (hourly).
Bucket Uptime Probes Response time
8/14/2026, 1:00:00 AM 0% 1 —
8/15/2026, 1:00:00 AM 0% 1 —
8/16/2026, 1:00:00 AM 0% 1 —
8/17/2026, 1:00:00 AM 100% 1 97ms
8/17/2026, 3:00:00 AM 100% 1 103ms
8/17/2026, 4:00:00 AM 100% 1 105ms
8/17/2026, 5:00:00 AM 100% 1 87ms
8/17/2026, 6:00:00 AM 100% 1 78ms
8/17/2026, 7:00:00 AM 100% 1 78ms
8/17/2026, 8:00:00 AM 100% 1 220ms
8/17/2026, 10:00:00 AM 100% 1 91ms
8/17/2026, 11:00:00 AM 100% 1 91ms
8/17/2026, 12:00:00 PM 100% 1 308ms
8/17/2026, 1:00:00 PM 100% 1 96ms
8/17/2026, 2:00:00 PM 100% 1 236ms
8/17/2026, 3:00:00 PM 100% 1 109ms
8/17/2026, 5:00:00 PM 100% 1 80ms
8/17/2026, 6:00:00 PM 100% 1 109ms
8/17/2026, 7:00:00 PM 100% 1 100ms
8/17/2026, 8:00:00 PM 100% 1 92ms
8/17/2026, 9:00:00 PM 100% 1 258ms
8/17/2026, 10:00:00 PM 100% 1 83ms
8/18/2026, 12:00:00 AM 100% 1 95ms
8/18/2026, 1:00:00 AM 100% 1 100ms
8/18/2026, 2:00:00 AM 100% 1 214ms
8/18/2026, 3:00:00 AM 100% 1 207ms
8/18/2026, 4:00:00 AM 100% 1 77ms
8/18/2026, 5:00:00 AM 100% 1 100ms
8/18/2026, 7:00:00 AM 100% 1 276ms
8/18/2026, 8:00:00 AM 100% 1 78ms
8/18/2026, 9:00:00 AM 100% 1 86ms
8/18/2026, 10:00:00 AM 100% 1 77ms
8/18/2026, 11:00:00 AM 100% 1 275ms
8/18/2026, 12:00:00 PM 100% 1 215ms
8/18/2026, 2:00:00 PM 100% 1 97ms
8/18/2026, 3:00:00 PM 100% 1 95ms
8/18/2026, 4:00:00 PM 100% 1 95ms
8/18/2026, 5:00:00 PM 100% 1 225ms
8/18/2026, 6:00:00 PM 100% 1 108ms
8/18/2026, 7:00:00 PM 100% 1 216ms
8/18/2026, 9:00:00 PM 100% 1 80ms
8/18/2026, 10:00:00 PM 100% 1 100ms
8/18/2026, 11:00:00 PM 100% 1 227ms
8/19/2026, 12:00:00 AM 100% 1 81ms
8/19/2026, 1:00:00 AM 100% 1 209ms
8/19/2026, 2:00:00 AM 100% 1 82ms
8/19/2026, 4:00:00 AM 100% 1 205ms
8/19/2026, 5:00:00 AM 100% 1 215ms
8/19/2026, 6:00:00 AM 100% 1 96ms
8/19/2026, 7:00:00 AM 100% 1 222ms
8/19/2026, 8:00:00 AM 100% 1 76ms
8/19/2026, 9:00:00 AM 100% 1 227ms
8/19/2026, 10:00:00 AM 100% 1 77ms
8/19/2026, 12:00:00 PM 100% 1 79ms
8/19/2026, 1:00:00 PM 100% 1 213ms
8/19/2026, 2:00:00 PM 100% 1 205ms
8/19/2026, 3:00:00 PM 100% 1 204ms
8/19/2026, 4:00:00 PM 100% 1 218ms
8/19/2026, 5:00:00 PM 100% 1 204ms
8/19/2026, 6:00:00 PM 100% 1 96ms
8/19/2026, 7:00:00 PM 100% 1 442ms
8/19/2026, 8:00:00 PM 100% 1 98ms
8/19/2026, 10:00:00 PM 100% 1 100ms
8/19/2026, 11:00:00 PM 100% 1 252ms
8/20/2026, 12:00:00 AM 100% 1 91ms
8/20/2026, 1:00:00 AM 100% 1 234ms
8/20/2026, 2:00:00 AM 100% 1 95ms
8/20/2026, 3:00:00 AM 100% 1 97ms
8/20/2026, 5:00:00 AM 100% 1 252ms
8/20/2026, 6:00:00 AM 100% 1 100ms
8/20/2026, 7:00:00 AM 100% 1 83ms
8/20/2026, 8:00:00 AM 100% 1 144ms
8/20/2026, 9:00:00 AM 100% 1 359ms
8/20/2026, 10:00:00 AM 100% 1 95ms
8/20/2026, 12:00:00 PM 100% 1 209ms
8/20/2026, 1:00:00 PM 100% 1 314ms
8/20/2026, 2:00:00 PM 100% 1 102ms
8/20/2026, 3:00:00 PM 100% 1 95ms
8/20/2026, 4:00:00 PM 100% 1 202ms
57
Composite reliability — the weighted average of the dimensions below, on a 0–100 scale.
Availability
93

How often it was reachable when we probed it (weight 35%).

Latency
100

How quickly it answers when it is up — fast scores high (weight 20%).

Security
100

Whether it serves over working TLS / https (weight 15%).

Transparency
61

Whether the operator disclosed what it does — description, schema, identity (weight 15%).

Activity
1

Observed on-chain payments to this endpoint's wallet — transactions, volume, and distinct paying wallets over the last month (weight 15%; not yet measured when we have not seen its wallet settle).

Confidence 92% — how much probe evidence backs this score. A thin history is flagged, not hidden.

See the scoring methodology for exactly how each number is computed.

Payment

Currencies
USDC
Networks
base
Facilitator
unknown
SDK
x402-express

Operator

Company
inferred — unknown
Jurisdiction
—
Registrar
Tucows Domains Inc.
Domain registered
2026-08-09
Hosting network
RS-1125
Hosting country
—

Operator context is derived from public RDAP/TLS records and unverified. Company and country are only available for endpoints that publish them (an OV/EV TLS certificate or a non-redacted domain record); most endpoints are CDN-fronted and disclose neither.

On-chain activity (base)

27
payments (30d)
0.41
USD volume (30d)
4
paying wallets (30d)

Payments per day

last payment 8/20/2026
0 5 10 Aug 8Aug 12Aug 14Aug 20
Data table
Settled payments per day.
Day Payments Volume (USD) Paying wallets
8/8/2026 1 0.02 1
8/10/2026 2 0.03 2
8/12/2026 2 0.02 1
8/13/2026 10 0.18 2
8/14/2026 9 0.15 2
8/17/2026 1 0 1
8/20/2026 2 0.01 1

This payout wallet is shared: figures cover all 19 endpoints paid at it, since payments cannot be attributed to one of them. Only payments settled on chains and facilitators we index.

Linked by wallet — likely same operator

On-chain agent identity and the x402 endpoint that shares its settlement wallet.

https://api402x.com/dao-proposals x402 endpoint https://api402x.com/safe-authority-check x402 endpoint https://api402x.com/echo x402 endpoint https://api402x.com/insider-early-sale-check x402 endpoint https://api402x.com/vesting-plan-control-check x402 endpoint https://api402x.com/oracle-staleness x402 endpoint https://api402x.com/x402-listing-drift-check x402 endpoint https://apix402.onrender.com/dao-proposals x402 endpoint https://api402x.com/safe-signer-drift x402 endpoint https://api402x.com/vesting-status x402 endpoint https://api402x.com/proposal-status x402 endpoint https://api402x.com/proposal-state-check x402 endpoint
Response schema 
{
  "additionalProperties": false,
  "properties": {
    "aave_reported": {
      "additionalProperties": false,
      "properties": {
        "available_borrows_base": {
          "type": "string"
        },
        "current_liquidation_threshold_bps": {
          "type": "number"
        },
        "health_factor": {
          "type": [
            "string",
            "null"
          ]
        },
        "health_factor_is_max_uint": {
          "type": "boolean"
        },
        "ltv_bps": {
          "type": "number"
        },
        "total_collateral_base": {
          "type": "string"
        },
        "total_debt_base": {
          "type": "string"
        }
      },
      "required": [
        "total_collateral_base",
        "total_debt_base",
        "available_borrows_base",
        "current_liquidation_threshold_bps",
        "ltv_bps",
        "health_factor",
        "health_factor_is_max_uint"
      ],
      "type": "object"
    },
    "blind_spot": {
      "type": "string"
    },
    "block_number": {
      "type": "string"
    },
    "block_timestamp": {
      "format": "date-time",
      "type": "string"
    },
    "borrower": {
      "type": "string"
    },
    "chain": {
      "type": "string"
    },
    "collateral": {
      "items": {
        "additionalProperties": false,
        "properties": {
          "asset": {
            "type": "string"
          },
          "asset_liquidation_threshold_bps": {
            "type": "number"
          },
          "balance": {
            "type": "string"
          },
          "balance_raw": {
            "type": "string"
          },
          "decimals": {
            "type": "number"
          },
          "emode_override_applied": {
            "type": "boolean"
          },
          "is_wsteth": {
            "type": "boolean"
          },
          "liquidation_threshold_bps": {
            "type": "number"
          },
          "price_base": {
            "type": "string"
          },
          "symbol": {
            "type": [
              "string",
              "null"
            ]
          },
          "value_base": {
            "type": "string"
          }
        },
        "required": [
          "asset",
          "symbol",
          "decimals",
          "balance_raw",
          "balance",
          "price_base",
          "value_base",
          "is_wsteth",
          "liquidation_threshold_bps",
          "asset_liquidation_threshold_bps",
          "emode_override_applied"
        ],
        "type": "object"
      },
      "type": "array"
    },
    "debt": {
      "items": {
        "additionalProperties": false,
        "properties": {
          "asset": {
            "type": "string"
          },
          "balance": {
            "type": "string"
          },
          "balance_raw": {
            "type": "string"
          },
          "decimals": {
            "type": "number"
          },
          "is_wsteth": {
            "type": "boolean"
          },
          "price_base": {
            "type": "string"
          },
          "symbol": {
            "type": [
              "string",
              "null"
            ]
          },
          "value_base": {
            "type": "string"
          }
        },
        "required": [
          "asset",
          "symbol",
          "decimals",
          "balance_raw",
          "balance",
          "price_base",
          "value_base",
          "is_wsteth"
        ],
        "type": "object"
      },
      "type": "array"
    },
    "emode_category_id": {
      "type": "number"
    },
    "emode_label": {
      "type": [
        "string",
        "null"
      ]
    },
    "fetched_at": {
      "format": "date-time",
      "type": "string"
    },
    "independent_recompute": {
      "additionalProperties": false,
      "properties": {
        "available_borrows_base": {
          "type": "string"
        },
        "current_liquidation_threshold_bps": {
          "type": "number"
        },
        "health_factor": {
          "type": [
            "string",
            "null"
          ]
        },
        "ltv_bps": {
          "type": "number"
        },
        "matches_aave_exactly": {
          "type": "boolean"
        },
        "total_collateral_base": {
          "type": "string"
        },
        "total_debt_base": {
          "type": "string"
        }
      },
      "required": [
        "matches_aave_exactly",
        "total_collateral_base",
        "total_debt_base",
        "available_borrows_base",
        "current_liquidation_threshold_bps",
        "ltv_bps",
        "health_factor"
      ],
      "type": "object"
    },
    "liquidation_depeg_bps": {
      "type": [
        "number",
        "null"
      ]
    },
    "liquidation_depeg_unreachable": {
      "description": "Null when there is nothing to judge: no position, no debt, or no wstETH collateral. False is a claim that a full depeg does reach liquidation.",
      "type": [
        "boolean",
        "null"
      ]
    },
    "onchain_verified_at": {
      "format": "date-time",
      "type": "string"
    },
    "pool": {
      "type": "string"
    },
    "protocol": {
      "enum": [
        "aave-v3"
      ],
      "type": "string"
    },
    "scenarios": {
      "items": {
        "additionalProperties": false,
        "properties": {
          "health_factor": {
            "type": "string"
          },
          "liquidatable": {
            "type": "boolean"
          },
          "steth_depeg_bps": {
            "type": "number"
          },
          "wsteth_price_base": {
            "type": "string"
          }
        },
        "required": [
          "steth_depeg_bps",
          "wsteth_price_base",
          "health_factor",
          "liquidatable"
        ],
        "type": "object"
      },
      "type": "array"
    },
    "status": {
      "enum": [
        "wsteth_exposed",
        "no_wsteth_collateral",
        "no_debt",
        "no_position"
      ],
      "type": "string"
    },
    "wsteth_collateral_share_bps": {
      "type": [
        "number",
        "null"
      ]
    },
    "wsteth_pricing": {
      "additionalProperties": false,
      "properties": {
        "adapter_description": {
          "type": "string"
        },
        "asset": {
          "type": "string"
        },
        "decomposition_exact": {
          "type": "boolean"
        },
        "eth_usd_base": {
          "type": "string"
        },
        "oracle_adapter": {
          "type": "string"
        },
        "ratio": {
          "type": "string"
        },
        "ratio_decimals": {
          "type": "number"
        },
        "ratio_provider": {
          "type": "string"
        },
        "steth_priced_at_par_with_eth": {
          "type": "boolean"
        },
        "wsteth_usd_base": {
          "type": "string"
        }
      },
      "required": [
        "asset",
        "oracle_adapter",
        "adapter_description",
        "ratio",
        "ratio_decimals",
        "ratio_provider",
        "eth_usd_base",
        "wsteth_usd_base",
        "decomposition_exact",
        "steth_priced_at_par_with_eth"
      ],
      "type": [
        "object",
        "null"
      ]
    }
  },
  "required": [
    "protocol",
    "chain",
    "pool",
    "borrower",
    "block_number",
    "block_timestamp",
    "status",
    "emode_category_id",
    "emode_label",
    "aave_reported",
    "independent_recompute",
    "collateral",
    "debt",
    "wsteth_pricing",
    "wsteth_collateral_share_bps",
    "liquidation_depeg_bps",
    "liquidation_depeg_unreachable",
    "scenarios",
    "blind_spot",
    "onchain_verified_at",
    "fetched_at"
  ],
  "type": "object"
}