ozmium.org

https://ozmium.org/v1/loan/analysis/:address

Shares a payout wallet with 56 other endpoints — its adoption is attributed from that shared wallet's traffic, not earned exclusively.

What THIS wallet should do about its lending book — the lending equivalent of /v1/ideas, where /v1/loan/markets only describes the markets. GET /v1/loan/analysis/{address}. Joins live Morpho borrows and vault deposits, then states the risk plainly: suppliedUsd, debtUsd, netUsd, the WORST health factor across positions (the one that liquidates first), and a verdict. A null healthFactor means no debt on that market, not an unreadable one.

57
reliability

Reliability & health

Uptime and response time from our own unpaid probes, plus the reliability score built from them.

7 days 30 days

Uptime

100.0% avg
0% 50% 100% Fri 3 AMSun 11 AMTue 7 PMFri 2 AM

Response time

p50 420ms · p95 598ms
0ms 350ms 700ms Fri 3 AMSun 11 AMTue 7 PMFri 2 AM
Data table
Reliability history per time bucket over the last 7 days (hourly).
Bucket Uptime Probes Response time
8/14/2026, 3:00:00 AM 100% 1 353ms
8/14/2026, 4:00:00 AM 100% 1 398ms
8/14/2026, 6:00:00 AM 100% 1 500ms
8/14/2026, 7:00:00 AM 100% 1 500ms
8/14/2026, 8:00:00 AM 100% 1 322ms
8/14/2026, 9:00:00 AM 100% 1 302ms
8/14/2026, 10:00:00 AM 100% 1 328ms
8/14/2026, 11:00:00 AM 100% 1 477ms
8/14/2026, 12:00:00 PM 100% 1 351ms
8/14/2026, 2:00:00 PM 100% 1 372ms
8/14/2026, 3:00:00 PM 100% 1 535ms
8/14/2026, 4:00:00 PM 100% 1 530ms
8/14/2026, 5:00:00 PM 100% 1 383ms
8/14/2026, 6:00:00 PM 100% 1 422ms
8/14/2026, 8:00:00 PM 100% 1 402ms
8/14/2026, 9:00:00 PM 100% 1 404ms
8/14/2026, 10:00:00 PM 100% 1 372ms
8/14/2026, 11:00:00 PM 100% 1 326ms
8/15/2026, 12:00:00 AM 100% 1 431ms
8/15/2026, 1:00:00 AM 100% 1 364ms
8/15/2026, 2:00:00 AM 100% 1 384ms
8/15/2026, 3:00:00 AM 100% 1 675ms
8/15/2026, 5:00:00 AM 100% 1 499ms
8/15/2026, 6:00:00 AM 100% 1 335ms
8/15/2026, 7:00:00 AM 100% 1 360ms
8/15/2026, 8:00:00 AM 100% 1 486ms
8/15/2026, 9:00:00 AM 100% 1 97ms
8/15/2026, 10:00:00 AM 100% 1 382ms
8/15/2026, 11:00:00 AM 100% 1 584ms
8/15/2026, 12:00:00 PM 100% 1 366ms
8/15/2026, 2:00:00 PM 100% 1 352ms
8/15/2026, 3:00:00 PM 100% 1 492ms
8/15/2026, 4:00:00 PM 100% 1 354ms
8/15/2026, 5:00:00 PM 100% 1 366ms
8/15/2026, 6:00:00 PM 100% 1 374ms
8/15/2026, 7:00:00 PM 100% 1 333ms
8/15/2026, 9:00:00 PM 100% 1 386ms
8/15/2026, 10:00:00 PM 100% 1 444ms
8/15/2026, 11:00:00 PM 100% 1 434ms
8/16/2026, 12:00:00 AM 100% 1 380ms
8/16/2026, 1:00:00 AM 100% 1 378ms
8/16/2026, 2:00:00 AM 100% 1 365ms
8/16/2026, 4:00:00 AM 100% 1 396ms
8/16/2026, 5:00:00 AM 100% 1 403ms
8/16/2026, 6:00:00 AM 100% 1 364ms
8/16/2026, 7:00:00 AM 100% 1 539ms
8/16/2026, 8:00:00 AM 100% 1 410ms
8/16/2026, 9:00:00 AM 100% 1 416ms
8/16/2026, 11:00:00 AM 100% 1 415ms
8/16/2026, 12:00:00 PM 100% 1 476ms
8/16/2026, 1:00:00 PM 100% 1 515ms
8/16/2026, 2:00:00 PM 100% 1 557ms
8/16/2026, 3:00:00 PM 100% 1 491ms
8/16/2026, 4:00:00 PM 100% 1 317ms
8/16/2026, 6:00:00 PM 100% 1 392ms
8/16/2026, 7:00:00 PM 100% 1 473ms
8/16/2026, 8:00:00 PM 100% 1 450ms
8/16/2026, 9:00:00 PM 100% 1 399ms
8/16/2026, 10:00:00 PM 100% 1 355ms
8/16/2026, 11:00:00 PM 100% 1 367ms
8/17/2026, 1:00:00 AM 100% 1 44ms
8/17/2026, 2:00:00 AM 100% 1 492ms
8/17/2026, 3:00:00 AM 100% 1 421ms
8/17/2026, 4:00:00 AM 100% 1 376ms
8/17/2026, 5:00:00 AM 100% 1 365ms
8/17/2026, 6:00:00 AM 100% 1 338ms
8/17/2026, 8:00:00 AM 100% 1 356ms
8/17/2026, 9:00:00 AM 100% 1 343ms
8/17/2026, 10:00:00 AM 100% 1 321ms
8/17/2026, 11:00:00 AM 100% 1 455ms
8/17/2026, 12:00:00 PM 100% 1 447ms
8/17/2026, 1:00:00 PM 100% 1 392ms
8/17/2026, 3:00:00 PM 100% 1 364ms
8/17/2026, 4:00:00 PM 100% 1 393ms
8/17/2026, 5:00:00 PM 100% 1 375ms
8/17/2026, 6:00:00 PM 100% 1 371ms
8/17/2026, 7:00:00 PM 100% 1 452ms
8/17/2026, 8:00:00 PM 100% 1 385ms
8/17/2026, 10:00:00 PM 100% 1 560ms
8/17/2026, 11:00:00 PM 100% 1 426ms
8/18/2026, 12:00:00 AM 100% 1 496ms
8/18/2026, 1:00:00 AM 100% 1 495ms
8/18/2026, 2:00:00 AM 100% 1 409ms
8/18/2026, 3:00:00 AM 100% 1 457ms
8/18/2026, 5:00:00 AM 100% 1 428ms
8/18/2026, 6:00:00 AM 100% 1 447ms
8/18/2026, 7:00:00 AM 100% 1 403ms
8/18/2026, 8:00:00 AM 100% 1 366ms
8/18/2026, 9:00:00 AM 100% 1 16ms
8/18/2026, 10:00:00 AM 100% 1 420ms
8/18/2026, 12:00:00 PM 100% 1 555ms
8/18/2026, 1:00:00 PM 100% 1 437ms
8/18/2026, 2:00:00 PM 100% 1 460ms
8/18/2026, 3:00:00 PM 100% 1 616ms
8/18/2026, 4:00:00 PM 100% 1 576ms
8/18/2026, 5:00:00 PM 100% 1 423ms
8/18/2026, 7:00:00 PM 100% 1 477ms
8/18/2026, 8:00:00 PM 100% 1 440ms
8/18/2026, 9:00:00 PM 100% 1 421ms
8/18/2026, 10:00:00 PM 100% 1 394ms
8/18/2026, 11:00:00 PM 100% 1 462ms
8/19/2026, 12:00:00 AM 100% 1 393ms
8/19/2026, 2:00:00 AM 100% 1 458ms
8/19/2026, 3:00:00 AM 100% 1 418ms
8/19/2026, 4:00:00 AM 100% 1 511ms
8/19/2026, 5:00:00 AM 100% 1 390ms
8/19/2026, 6:00:00 AM 100% 1 354ms
8/19/2026, 7:00:00 AM 100% 1 569ms
8/19/2026, 9:00:00 AM 100% 1 476ms
8/19/2026, 10:00:00 AM 100% 1 335ms
8/19/2026, 11:00:00 AM 100% 1 418ms
8/19/2026, 12:00:00 PM 100% 1 387ms
8/19/2026, 1:00:00 PM 100% 1 548ms
8/19/2026, 2:00:00 PM 100% 1 641ms
8/19/2026, 4:00:00 PM 100% 1 612ms
8/19/2026, 5:00:00 PM 100% 1 537ms
8/19/2026, 6:00:00 PM 100% 1 452ms
8/19/2026, 7:00:00 PM 100% 1 644ms
8/19/2026, 8:00:00 PM 100% 1 428ms
8/19/2026, 9:00:00 PM 100% 1 648ms
8/19/2026, 10:00:00 PM 100% 1 582ms
8/20/2026, 12:00:00 AM 100% 1 511ms
8/20/2026, 1:00:00 AM 100% 1 440ms
8/20/2026, 2:00:00 AM 100% 1 359ms
8/20/2026, 3:00:00 AM 100% 1 581ms
8/20/2026, 4:00:00 AM 100% 1 470ms
8/20/2026, 5:00:00 AM 100% 1 511ms
8/20/2026, 7:00:00 AM 100% 1 606ms
8/20/2026, 8:00:00 AM 100% 1 429ms
8/20/2026, 9:00:00 AM 100% 1 437ms
8/20/2026, 10:00:00 AM 100% 1 118ms
8/20/2026, 11:00:00 AM 100% 1 412ms
8/20/2026, 12:00:00 PM 100% 1 401ms
8/20/2026, 2:00:00 PM 100% 1 425ms
8/20/2026, 3:00:00 PM 100% 1 602ms
8/20/2026, 4:00:00 PM 100% 1 544ms
8/20/2026, 5:00:00 PM 100% 1 422ms
8/20/2026, 6:00:00 PM 100% 1 390ms
8/20/2026, 7:00:00 PM 100% 1 565ms
8/20/2026, 8:00:00 PM 100% 1 544ms
8/20/2026, 10:00:00 PM 100% 1 410ms
8/20/2026, 11:00:00 PM 100% 1 570ms
8/21/2026, 12:00:00 AM 100% 1 69ms
8/21/2026, 1:00:00 AM 100% 1 111ms
8/21/2026, 2:00:00 AM 100% 1 497ms
57
Composite reliability — the weighted average of the dimensions below, on a 0–100 scale.
Availability
100

How often it was reachable when we probed it (weight 35%).

Latency
96

How quickly it answers when it is up — fast scores high (weight 20%).

Security
100

Whether it serves over working TLS / https (weight 15%).

Transparency
36

Whether the operator disclosed what it does — description, schema, identity (weight 15%).

Activity
1

Observed on-chain payments to this endpoint's wallet — transactions, volume, and distinct paying wallets over the last month (weight 15%; not yet measured when we have not seen its wallet settle).

Confidence 100% — how much probe evidence backs this score. A thin history is flagged, not hidden.

See the scoring methodology for exactly how each number is computed.

Payment

Currencies
USDC
Networks
base
Facilitator
unknown
SDK
unknown

Operator

Company
inferred — unknown
Jurisdiction
—
Registrar
Cloudflare, Inc.
Domain registered
2025-04-07
Hosting network
CLOUDFLARENET
Hosting country
—

Operator context is derived from public RDAP/TLS records and unverified. Company and country are only available for endpoints that publish them (an OV/EV TLS certificate or a non-redacted domain record); most endpoints are CDN-fronted and disclose neither.

On-chain activity (base)

1,109
payments (30d)
11.14
USD volume (30d)
16
paying wallets (30d)

Payments per day

last payment 8/18/2026
0 450 900 Jul 24Jul 30Aug 13Aug 18
Data table
Settled payments per day.
Day Payments Volume (USD) Paying wallets
7/24/2026 1 0 1
7/25/2026 38 0.68 2
7/27/2026 895 9.42 2
7/28/2026 96 0.65 1
7/30/2026 3 0.02 1
8/4/2026 49 0.33 1
8/10/2026 2 0 1
8/12/2026 1 0 1
8/13/2026 3 0 2
8/14/2026 6 0.01 1
8/15/2026 4 0 3
8/16/2026 7 0.01 1
8/18/2026 4 0.02 3

This payout wallet is shared: figures cover all 57 endpoints paid at it, since payments cannot be attributed to one of them. Only payments settled on chains and facilitators we index.

Linked by wallet — likely same operator

On-chain agent identity and the x402 endpoint that shares its settlement wallet.

https://ozmium.org/v1/ideas x402 endpoint https://ozmium.org/v1/portfolio/:address x402 endpoint https://ozmium.org/v1/arbitrage x402 endpoint https://ozmium.org/v1/positions/:address x402 endpoint https://ozmium.org/v1/prices x402 endpoint https://ozmium.org/api x402 endpoint https://ozmium.org/v1/loan/fixed x402 endpoint https://buildscottsbluff.com/v1/census x402 endpoint https://buildscottsbluff.com/v1/businesses x402 endpoint https://ozmium.org/v1/pending-orders/:address x402 endpoint https://ozmium.org/v1/alpha x402 endpoint https://ozmium.org/v1/ideas/asset/:sym x402 endpoint https://ozmium.org/v1/signals x402 endpoint https://ozmium.org/v1/crowd x402 endpoint https://buildscottsbluff.com/v1/federal-awards x402 endpoint https://ozmium.org/v1/risk/pairs x402 endpoint https://buildscottsbluff.com/v1/workforce x402 endpoint https://ozmium.org/v1/ta/:sym x402 endpoint https://buildscottsbluff.com/v1/grantmakers x402 endpoint https://buildscottsbluff.com/v1/tax-sale-list x402 endpoint https://ozmium.org/v1/ideas/summary x402 endpoint https://ozmium.org/v1/earn/vaults x402 endpoint https://ozmium.org/v1/ta/scan x402 endpoint https://ozmium.org/v1/stats/:address x402 endpoint https://ozmium.org/v1/loan/markets x402 endpoint https://ozmium.org/v1/ideas/compare x402 endpoint https://ozmium.org/v1/history/:address x402 endpoint https://buildscottsbluff.com/v1/opportunities x402 endpoint https://ozmium.org/v1/swap/price x402 endpoint https://ozmium.org/v1/candles x402 endpoint https://buildscottsbluff.com/v1/parcel/010070362 x402 endpoint https://buildscottsbluff.com/v1/taxing-bodies x402 endpoint