debtpulse.vercel.app

https://debtpulse.vercel.app/api/debt/bnpl

Shares a payout wallet with 1,832 other endpoints — its adoption is attributed from that shared wallet's traffic, not earned exclusively.

Buy now pay later debt analysis and BNPL true-APR calculator. Computes the real APR on Klarna, Afterpay, Affirm, and Zip balances, flags platform-specific risks, and returns an escape strategy to clear the debt. For debt-relief and personal-finance agents.

60
reliability

Reliability & health

Uptime and response time from our own unpaid probes, plus the reliability score built from them.

7 days 30 days

Uptime

100.0% avg
0% 50% 100% Jul 22Aug 1Aug 10Aug 20

Response time

p50 50ms · p95 95ms
0ms 100ms 200ms Jul 22Aug 1Aug 10Aug 20
Data table
Reliability history per time bucket over the last 30 days (daily).
Bucket Uptime Probes Response time
7/22/2026, 12:00:00 AM 100% 1 51ms
7/23/2026, 12:00:00 AM 100% 1 84ms
7/24/2026, 12:00:00 AM 100% 1 47ms
7/25/2026, 12:00:00 AM 100% 1 58ms
7/26/2026, 12:00:00 AM 100% 1 49ms
7/27/2026, 12:00:00 AM 100% 1 39ms
7/28/2026, 12:00:00 AM 100% 1 51ms
7/29/2026, 12:00:00 AM 100% 1 52ms
7/30/2026, 12:00:00 AM 100% 1 47ms
7/31/2026, 12:00:00 AM 100% 1 48ms
8/1/2026, 12:00:00 AM 100% 1 45ms
8/2/2026, 12:00:00 AM 100% 1 57ms
8/3/2026, 12:00:00 AM 100% 1 109ms
8/4/2026, 12:00:00 AM 100% 1 96ms
8/5/2026, 12:00:00 AM 100% 1 52ms
8/6/2026, 12:00:00 AM 100% 1 59ms
8/7/2026, 12:00:00 AM 100% 1 48ms
8/8/2026, 12:00:00 AM 100% 1 42ms
8/9/2026, 12:00:00 AM 100% 1 70ms
8/10/2026, 12:00:00 AM 100% 1 43ms
8/11/2026, 12:00:00 AM 100% 1 38ms
8/12/2026, 12:00:00 AM 100% 1 47ms
8/13/2026, 12:00:00 AM 100% 1 55ms
8/14/2026, 12:00:00 AM 100% 1 36ms
8/15/2026, 12:00:00 AM 100% 1 55ms
8/16/2026, 12:00:00 AM 100% 1 52ms
8/17/2026, 12:00:00 AM 100% 1 51ms
8/18/2026, 12:00:00 AM 100% 5 43ms
8/19/2026, 12:00:00 AM 100% 21 48ms
8/20/2026, 12:00:00 AM 100% 15 55ms
60
Composite reliability — the weighted average of the dimensions below, on a 0–100 scale.
Availability
100

How often it was reachable when we probed it (weight 35%).

Latency
100

How quickly it answers when it is up — fast scores high (weight 20%).

Security
100

Whether it serves over working TLS / https (weight 15%).

Transparency
36

Whether the operator disclosed what it does — description, schema, identity (weight 15%).

Activity
1

Observed on-chain payments to this endpoint's wallet — transactions, volume, and distinct paying wallets over the last month (weight 15%; not yet measured when we have not seen its wallet settle).

Confidence 100% — how much probe evidence backs this score. A thin history is flagged, not hidden.

See the scoring methodology for exactly how each number is computed.

Payment

Currencies
USDC
Networks
base, solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp
Facilitator
unknown
SDK
unknown

Operator

Company
inferred — unknown
Jurisdiction
—
Registrar
Tucows Domains Inc
Domain registered
2020-01-28
Hosting network
VERCEL-12
Hosting country
—

Operator context is derived from public RDAP/TLS records and unverified. Company and country are only available for endpoints that publish them (an OV/EV TLS certificate or a non-redacted domain record); most endpoints are CDN-fronted and disclose neither.

On-chain activity (base)

2,857
payments (30d)
502.27
USD volume (30d)
59
paying wallets (30d)

Payments per day

last payment 8/20/2026
0 500 1000 Jul 22Aug 1Aug 10Aug 20
Data table
Settled payments per day.
Day Payments Volume (USD) Paying wallets
7/22/2026 46 2.99 4
7/23/2026 56 4.19 5
7/24/2026 40 2.03 10
7/25/2026 628 68.79 3
7/26/2026 33 2.24 4
7/27/2026 109 10.32 9
7/28/2026 51 2.34 6
7/29/2026 55 3.75 8
7/30/2026 30 0.58 3
7/31/2026 21 0.4 4
8/1/2026 26 0.96 6
8/2/2026 21 0.33 3
8/3/2026 22 0.71 2
8/4/2026 120 19.38 4
8/5/2026 20 0.19 1
8/6/2026 34 40.7 7
8/7/2026 25 0.22 2
8/8/2026 69 46.64 5
8/9/2026 42 0.72 3
8/10/2026 25 0.26 2
8/11/2026 26 0.48 3
8/12/2026 37 0.57 6
8/13/2026 38 1.76 4
8/14/2026 10 0.19 3
8/15/2026 1 0.02 1
8/16/2026 5 0.62 2
8/17/2026 279 100.1 4
8/18/2026 16 0.89 4
8/19/2026 13 0.57 2
8/20/2026 959 189.39 1

This payout wallet is shared: figures cover all 1,833 endpoints paid at it, since payments cannot be attributed to one of them. Only payments settled on chains and facilitators we index.

Linked by wallet — likely same operator

On-chain agent identity and the x402 endpoint that shares its settlement wallet.

https://edupulse.theaslangroupllc.com/api/exam/prep x402 endpoint https://arbipulse.theaslangroupllc.com/api/predmarket-arb x402 endpoint https://econsignalpulse.theaslangroupllc.com/api/econsignal/gdp-tracker x402 endpoint https://riskpulse.theaslangroupllc.com/api/risk/nomad x402 endpoint https://onchainpulse.theaslangroupllc.com/api/transition x402 endpoint https://cryptopulse-xi-five.vercel.app/api/banking x402 endpoint https://buildpulse.theaslangroupllc.com/api/build/estimate x402 endpoint https://harvestpulse.theaslangroupllc.com/api/harvest/roadmap x402 endpoint https://franchisepulse.theaslangroupllc.com/api/franchise/total-cost x402 endpoint https://fieldpulse.theaslangroupllc.com/api/season-brief x402 endpoint https://cyberpulse.theaslangroupllc.com/api/cyber/cisa-kev x402 endpoint https://compliancepulse-eight.vercel.app/api/comply/esg x402 endpoint https://patentpulse.theaslangroupllc.com/api/patent/trademark x402 endpoint https://gridpulse.theaslangroupllc.com/api/energy/compute-window x402 endpoint https://gamepulse.theaslangroupllc.com/api/creator/roblox-check x402 endpoint https://travelpulse.theaslangroupllc.com/api/rights/check x402 endpoint https://homepulse.theaslangroupllc.com/api/home/contractor x402 endpoint https://mealpulse.theaslangroupllc.com/api/meal/plan x402 endpoint https://geopoliticalpulse.vercel.app/api/geopolitical/regional-brief x402 endpoint https://prospectpulse.theaslangroupllc.com/api/prospect/deposit-intel x402 endpoint https://signalpulse.theaslangroupllc.com/api/scan/golf x402 endpoint https://transitpulse.theaslangroupllc.com/api/transit/visitor x402 endpoint https://filingspulse.vercel.app/api/filings/summary x402 endpoint https://travelpulse.theaslangroupllc.com/api/travel/fare-intel x402 endpoint https://signalpulse.theaslangroupllc.com/api/signal/tokenization-radar x402 endpoint https://debtpulse.theaslangroupllc.com/api/debt/medical x402 endpoint https://truthpulse.theaslangroupllc.com/api/truth/new-releases x402 endpoint https://wealthpulse.theaslangroupllc.com/api/wealth/trump-account x402 endpoint https://riskpulse-five.vercel.app/api/risk/alerts x402 endpoint https://clinicalintelpulse.theaslangroupllc.com/api/clinical/failure-analysis x402 endpoint https://legalpulse.theaslangroupllc.com/api/legal/ip x402 endpoint https://edupulse-xi-blond.vercel.app/api/study/misconception x402 endpoint https://glowpulse.theaslangroupllc.com/api/glow/claims-check x402 endpoint https://marketpulse.theaslangroupllc.com/api/market/ad-copy x402 endpoint https://footballpulse.theaslangroupllc.com/api/league-pulse x402 endpoint https://insurepulse.theaslangroupllc.com/api/insure/umbrella x402 endpoint https://immigrationpulse.theaslangroupllc.com/api/status x402 endpoint https://grantpulse.theaslangroupllc.com/api/grant/uk x402 endpoint https://macropulse.theaslangroupllc.com/api/crypto-pulse x402 endpoint https://seniorpulse.theaslangroupllc.com/api/senior/rx-assist x402 endpoint https://scholarpulse.theaslangroupllc.com/api/global x402 endpoint https://compliancepulse.theaslangroupllc.com/api/comply/privacy x402 endpoint https://geopoliticalpulse.theaslangroupllc.com/api/geopolitical/regional-brief x402 endpoint https://autopulse.theaslangroupllc.com/api/auto/repair x402 endpoint https://herbapulse.theaslangroupllc.com/api/herba/cannabis x402 endpoint https://venturepulse.theaslangroupllc.com/api/startup/due-diligence x402 endpoint https://alphapulse.theaslangroupllc.com/api/alpha/signals x402 endpoint https://esgpulse.theaslangroupllc.com/api/esg/commodity x402 endpoint https://findpulse.theaslangroupllc.com/api/find/scholarship x402 endpoint https://dealpulse.theaslangroupllc.com/api/deals/history x402 endpoint